Angkor Pay: Next-Gen B2B Travel Transactions

Cambodia’s travel sector is entering a new phase of growth, fueled by rising international arrivals, digital infrastructure investment, and regional connectivity.

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Why Cambodia Matters

Cambodia's travel sector is increasingly operating in a digital-first economy, yet cross-border settlements still bring high fees, delays, and manual reconciliation for hotels, tour operators, and inbound agents. PayDocker addresses these challenges with blockchain-powered B2B payment infrastructure – enabling automated multi-currency settlements across countries, automated invoicing, and compliance-ready reporting in one seamless platform. By eliminating intermediaries and manual processes, PayDocker helps Cambodia's travel businesses move money faster and focus on growth.

7M Arrivals by 2026

Cambodia’s inbound travel is on the rise, supported by expanding regional routes, hotel investment, and national QR payment coverage. With over 5.4 million international tourist arrivals in 2024, and new platforms like CamInv and Bakong maturing, travel operators can now unify digital invoicing, settlement, and reconciliation, paving the way for streamlined, scalable B2B operations.

Evolving Onboarding and Payment Ecosystem

B2B travel businesses manage payments across bank transfers, QR codes, wallets, and cross-border gateways. With non-standardized contracts and mostly manual reconciliation, these systems can create operational inefficiencies and impact cash flow visibility. The shift to integrated platforms presents both a challenge to navigate and a significant growth lever to activate.

Growing Digital Economy

Cambodia's growing digital economy provides an ideal foundation for adopting next-generation payment solutions. PayDocker unifies multi-currency bank transfers, bulk payouts, FX automation, and real-time reconciliation in one platform, enabling hotels, operators, and agents to transact faster and at lower cost with partners worldwide.

Automated Reconciliation

PayDocker automates reconciliation through smart contracts, synchronizing cross-border payments, invoices, and settlements in real time. This eliminates manual errors, reduces processing delays, and provides finance teams with accurate, up-to-date transaction data for better operational decision-making.

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The Landscape: Cambodia

Building Operational Resilience in a Digitizing Travel Economy
Cambodia’s B2B travel operators are navigating a diverse and evolving financial landscape. As the industry, bolstered by robust international arrival figures, embraces e-invoicing, mobile-first payments, and cross-border travel flows, businesses can evolve from manual coordination to digital execution.

PayDocker simplifies this transition, automating contract-to-payment workflows, improving FX control, and giving finance teams full visibility across suppliers and payment rails. With travel demand climbing, this is an infrastructure upgrade that can drive an operational edge.

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The PayDocker Impact

PayDocker enables Cambodian travel businesses to streamline back-office operations, accelerate international settlements, and gain margin through enhanced FX and automation tools.

FX Transparency & Control

PayDocker helps businesses manage currency conversions with transparency, optimizing pricing and minimizing delays in multi-market settlements.

Cost-Effective Cross-Border Processing

PayDocker leverages blockchain automation and tokenization to reduce cross-border transaction fees by up to 75%, with fees as low as 0.9%, helping Cambodian travel businesses retain more profits while expanding globally.

Automated Payment Workflows with Compliance

PayDocker automates invoicing, payment schedules, and distribution processes while ensuring tax-compliant invoicing. This provides finance teams with clear, real-time visibility into all cross-border transactions, automated invoicing, and settlement processing. Detailed audit trails and tax-compliant reporting help maintain compliance and streamline internal workflows, enabling teams to monitor payment activity and make informed decisions without manual tracking.